You take a breath over Easter. A few slower mornings. Time with family. Maybe a couple of extra chocolate eggs. For a moment, business isn’t front of mind — and that’s exactly how it should be. Then reality taps you on the shoulder… April is already here.

If you’re an employer, this is your reminder: superannuation for the March quarter (1 January – 31 March) must be received by employees’ funds by 28 April. And here’s where many good businesses get caught — not because they don’t care, but because they leave it just a little too late.

They process super on the 28th and assume it’s done. But the ATO doesn’t measure when you pay it. They measure when it arrives. If you’re using a clearing house, processing delays can mean that a “last-minute payment” becomes a late payment.

And late super comes with real consequences:

• It’s non-deductible
• You may be liable for the Superannuation Guarantee Charge (SGC)
• Interest and penalties apply
• And it creates stress that no business owner needs

Now here’s the shift — strong businesses don’t leave this to chance. They build a simple rhythm:

• Review payroll reports early in April
• Confirm your clearing house and processing times
• Schedule super payments well before 28 April

Because getting this right isn’t about compliance… it’s about control.

And one more thing to keep firmly on your radar: from 1 July 2026, “payday super” begins. That means super gets paid at the same time as wages — not quarterly. The habits you build now will determine how smooth that transition is. On top of that, the ATO Small Business Super Clearing House is being phased out from 1 July 2026, so if you rely on it, now is the time to move to a payroll-integrated solution (like Xero or similar) and get ahead of the change.

Bottom line — 28 April is the deadline. But your real deadline is earlier. Get on the front foot now, protect your deductions, and keep your business running clean, calm and compliant. If you want a second set of eyes on your process, this is exactly the kind of thing we help clients tighten up — before it becomes a problem.

Need Help with your Business, Bookkeeping, Tax or SMSF requirements?

If you would like a little help, please get in touch with us for assistance. We can help with your business, bookkeeping, tax and SMSF requirements. To book an appointment, use our online booking system, give us a call on 07 3289 1700, or email us at reception@rgaaccounting.com.au.We look forward to assisting you this tax season!

Please also note that many of the comments in this publication are general in nature and anyone intending to apply the information to practical circumstances should seek professional advice to independently verify their interpretation and the information’s applicability to their particular circumstances. Should you have any further questions, please get in touch with us for assistance with your SMSF, business, bookkeeping and tax requirements. All rights reserved. Brought to you by RGA Business and Tax Accountants. Liability Limited by a scheme approved under Professional Standards Legislation.