RGA Business and Tax Accountants Blog

If you’ve set goals for your business this year but haven’t quite moved on them yet, you’re not alone. There’s a reason for that.

You’re flat out. Phones ringing. Jobs booked. Staff busy. Yet somehow the bank balance doesn’t reflect the effort. Here’s the hard truth most business owners don’t want to hear:

“Every time I think we’re ahead, something wipes it out.” If that sentence hit a nerve, you’re not alone.

If you read yesterday's newsletter and you’re thinking, “We should have planned better” — pause. You’re not failing. You’re just dealing with timing. 

Does this sound familiar? “Christmas and New Year caught us off guard.” Bills were bigger than expected. Annual leave payouts landed all at once. Super had to be paid. And now BAS and IAS are due in February. If that sounds familiar, you’re not alone—but here’s the good news: this is 100% avoidable.

The start of a new year brings something powerful with it: a clean slate. Not just new dates in the calendar—but a genuine opportunity to be intentional.

This came up again and again in conversations this week. Smart, capable business owners. Paying for software they meant to use. Tools they planned to roll out. Systems they were told would “save time and money.” But right now? They’re just quietly draining cash in the background.